Expert’s Advise in Claiming Car Accident Insurance

With 227.5 million licensed drivers in the USA, the chances of getting into an accident is estimated to be 1 in 77. In fact, car accidents are, unfortunately, the leading cause of death among healthy American adults and nearly 2.5 million are permanently disabled or severely injured from road accidents each year. 

On average, there are 1.7 million rear-end accidents reported every year. These accidents can injure any area of your body like the neck, head and shoulders. Worst injuries include broken bones, damage in your spinal cord, traumatic head injury, cuts and burns, or internal bleeding and/or organ damage.   

The scene of an accident will leave people in confusion and shock and they might not know what to do at the time and to claim insurance. Even if you are the one at fault, you still might be able to make a claim, if you are 49% or less at fault. 

That’s why this read will guide you into what you need to do to help your claim.

Remain at the scene

Some people may walk away from an accident if it’s minor, but that shouldn’t be on the list of things to do. First off, walking away from the scene will lessen the chance of making a claim. Fines or even jail time can be imposed on you when you leave the scene. 

Seek medical attention

You or someone else will need to contact 911 to receive immediate medical attention. Related to leaving the scene, you need to know that possible injuries can show up later, which is why you need to have a full medical report to know what your injuries are, possible treatments, doctor visits, or possible surgeries and hospitalization. 

Contact a lawyer

In case of an accident, your best move is to contact a lawyer. You’ll need experts help to know your rights and find out what needs to be done. The professional team of lawyers at handle such cases on a regular basis, yet manage each case individually to get you the most compensation.

They will file your claim in a timely manner, because waiting too long can affect getting insurance to cover all your medical bills and any property damage. Lawyers might also have to work with different experts, like accident reconstruction experts to determine how an accident happened. These are actions that can help your case tremendously.

Collect evidence

You will want to collect evidence but if you can’t do that, a lawyer will do it for you. You will want to have pictures of the accident or video footage, police record, names of attending officers and more. It’s not advised to talk much with the owner of the other vehicle involved. You might say something wrong to hurt your case or get into an altercation, which is the last thing you need.

Timing is very important in filing a claim. You need a lawyer who’d help you, because they know the ins and outs of insurance claims and when to file them. Car accidents can leave you out of work for a while, or leave you with permanent damage. Someone has to be held accountable for the injuries you suffered. An experienced lawyer will work in your best interest and get you a fair compensation.