If you’ve been in a car accident, whether it was a minor fender bender or a catastrophic collision, you’re undoubtedly feeling stressed and overwhelmed. And if you’ve been injured, the stress and anxiety can be even greater – not only are you suffering from physical pain but there’s also the additional financial strain of mounting medical bills.
There’s one thing that can help ease your mind after an accident: hiring a lawyer. Many people don’t realize the importance of hiring an attorney after an accident, but there are actually a few key reasons why it’s essential to have legal representation.
1. Get The Best Possible Settlement
If you’ve been in an accident, chances are you’re going to be dealing with insurance companies – whether it’s your own insurer or the other driver’s. And we all know that insurance companies are notorious for lowballing settlements or even denying claims outright. As the legal team over at www.davidchristensenlaw.com explains, getting a good settlement is important because it’s often a key factor when it comes to your health and financial security.
A good settlement will cover your medical expenses, car repairs, and any other costs associated with the accident. A lawyer can help you get the best possible settlement from the insurance company, so you don’t have to worry about how you’re going to pay for your bills.
They will know how to deal with insurance companies – not only from a legal standpoint, but they’ll also be better able to recognize whether an offer made was fair given their experience. And, of course, they will know the steps you need to take to pursue a better settlement if the insurance company doesn’t offer a fair one.
2. Protect Your Rights
Determining who was at fault for an accident can be complicated, and the last thing you want is to be held responsible for something that wasn’t your fault. But if you don’t have a lawyer, that’s exactly what could happen. The other driver’s insurance company may try to pin the blame on you in order to avoid paying out a settlement, and if you’re not represented by an attorney, you could end up paying for damages.
Alternatively, if you feel like you did contribute to the accident, a lawyer can help establish how responsible you were for causing it. This can mean the difference between having to pay a small amount for damages and being held responsible for the entire cost of the accident. For example, if you didn’t use your turning signal you would probably be held liable to a certain point.
However, if the other driver was going over the speed limit, then they would be held more responsible for the accident than you. In a similar sense, if you were hit by a drunk driver, then they would be held almost entirely responsible for any damages even if you were committing a minor traffic violation. However, establishing the percentage of responsibility can be difficult without the help of an experienced attorney.
3. Filing A Lawsuit
Unfortunately, sometimes, a car accident can result in severe injuries that leave you with long-term health problems. If this is the case, then you may be considering filing a personal injury lawsuit against the responsible party. But before you do so, it’s important to understand that these types of lawsuits can be complex and time-consuming. You’ll need to gather evidence and documentation to support your claim in court, which can be difficult to do on your own.
And, of course, you’ll need to file the lawsuit within the statute of limitations – which is usually two years from the date of the accident. If you try to handle everything on your own, you may miss an important deadline or fail to gather enough evidence to support your claim.
But if you have a lawyer representing you, they will take care of all of this for you. They will know what evidence to look for, how to file a lawsuit within the statute of limitations, and how to build a strong case on your behalf.
4. The Insurance Claim Process
After being in a car accident, one of the first things you’ll likely want to do is file an insurance claim. The insurance company may try to take advantage of your lack of knowledge and offer you a lowball settlement or even deny your claim altogether.
Not only that but dealing with bureaucracy can be challenging for anyone who doesn’t know the system – even when the situation isn’t as stressful as a car accident. Typically, the insurance claim process consists of the following steps:
- Reporting the accident to your insurance company
- Submitting a detailed account of the accident and your injuries
- Filing a personal injury claim
- Negotiating a settlement with the insurance company
As you can see, there are a lot of steps involved in the insurance claim process. That’s why it’s important to have a lawyer representing you during the insurance claim process. They can help you navigate the system, make sure you’re submitting the right information, and negotiate a fair settlement on your behalf – and all of that will mean that you’re likely to get the compensation much faster than if you were doing it on your own.
5. Types Of Car Accident Cases
There are a variety of different types of car accident cases, and each one has its own unique set of challenges. Here are some of the most common types of car accident cases:
• Rear-End Collisions
This is the most common type of car accident, and it happens when one vehicle hits another from behind. These accidents often happen because the driver in front didn’t brake quickly enough or because they were distracted.
• Drunk Driving Accidents
Drunk driving accidents are some of the most dangerous types of car accidents, and they can result in serious injuries or death.
• Head-On Collisions
Head-on collisions are often the result of driver error, and they can be very dangerous. These accidents can happen when one driver crosses the centerline or when two vehicles collide at an intersection.
• Hit and Run Accidents
Hit and run accidents are becoming more and more common, and they can be very difficult to prosecute. If you’re involved in a hit and run accident, it’s important to contact the police as quickly as possible and to get as much information about the other vehicle as possible.
Each of these accidents is unique in its own way – and that’s not even taking into account the specific circumstances of your case in particular. That’s why it’s important to have a lawyer who has experience with car accident cases – they’ll know how to build a strong case for you, no matter what type of accident you were in.
If you’ve been in a car accident, it’s important to contact a lawyer as soon as possible. They can help you navigate the legal system, file a personal injury claim, and negotiate a fair settlement with the insurance company. Car accidents can be incredibly stressful, and having a lawyer on your side can make the process much easier.